Funding
There are many ways in which you can fund your care needs. You can contact your local council for financial assessments to check if you qualify for help with your care costs. Three of the major funding types are explained below:
1. Local Social Services Directorate
Eligibility for Care Services :
You will need to contact your local council directly to see if you are eligible to receive care funded by local social services. This can include a community care assessment and a means-tested financial assessment to see if you are eligible to receive support with the cost of your care.
They will arrange an assessment for eligibility, based on guidance and criteria from the Department of Health’s ‘Fair Access to Care Services’ terms. This assessment is to ensure that the council’s budgets are targeted towards the level of care an individual needs.
Care Needs Assessment :
Your care assessment can fall into one of the four bands:
- Critical – an immediate risk of harm or losing independence
- Substantial – a significant risk of health and wellbeing being affected
- Moderate – there is some risk to health and wellbeing or independence at some point in the future
- Low – several aspects of your daily life are hard to manage.
- Physical disability or difficulty
- Sensory impairment, such as difficulties with seeing or hearing
- Learning or cognitive disability or difficulty
- Mental health needs
- Problems with drug or alcohol misuse
- Suffering from abuse and/or neglect
- You are over 65 with one of the above difficulties
- You are a carer which means you provide personal assistance without payment to someone in one of the above categories.
2. Primary Care Trust (PCT)
To get PCT funding, you need to find out whether the NHS is responsible for paying for your care. Care at home paid for by a PCT is known as Continued Healthcare Funding or just Continuing Healthcare, as the PCT continue to pay for care, even following hospital discharge.
NHS continuing healthcare is free care outside of hospital, arranged and funded by the NHS. To be eligible for NHS continuing healthcare, you or the person you look after must be assessed as having a primary health need, have a complex medical condition and substantial and ongoing care needs.
NHS continuing healthcare can be provided in any setting, including a care home, hospice or the home. If NHS continuing healthcare is provided in your home or the home of the client, it will cover personal care and healthcare costs. It may also include support for a carer.
Carefront accepts care packages funded by the local PCT and can provide you with care tailored completely to you.
3. Self-funding Domiciliary Care:
If you are not eligible for state funding or would simply prefer to fund your care privately, you will need to source your care independently. Self-funding customers are those who find our services independently and they or a family member arranges the domiciliary care, paying for the service themselves and usually have no involvement with social services.
Carefront allows you to add additional care packages onto to a funded domiciliary care package if you are willing to pay a supplement. Self-funded customers are invoiced every four weeks, with payment expected within 28 days of the issued invoice.
Whatever your care needs, funded or self-funded, Carefront Care Services will deliver the highest quality home care service, tailored to your individual requirements.